SBI MANAGEMENT EXECUTIVE EXAM

SBI MANAGEMENT EXECUTIVE EXAM

Sample Question Paper for Marketing and Financial Awareness for candidates appearing for the State Bank of India (SBI) Management Executive Recruitment Exam.

1. The International Bank for Reconstruction and Development (IBRD) is better known as
(A) World Bank

(B) Asian Development Bank

(C) IMF

(D) It is known by its name

2. When was the Reserve Bank of India established?

(A) 1935

(B) 1920

(C) 1928

(D) 1947

3. Which is the largest commercial bank in India?

(A) Reserve Bank of India

(B) State Bank of India

(C) ICICI Bank

(D) Bank of India


4. The Bank of Calcutta, Bank of Bombay and Bank of Madras were merged in 1921 to form

(A) Reserve Bank of India

(B) Imperial Bank of India

(C) Bank of India

(D) Union Bank of India


5. Which sister organization of the World Bank helps private activity in developing countries by financing projects with long-term capital in the form of equity and loans?

(A) Asian Development Bank

(B) IMF

(C) International Developmental Association

(D) International Finance Corporation




6. Which sister organization of the World Bank provides long term loans at zero interest to the poorest developing countries?

(A) Asian Development Bank

(B) IMF

(C) International Developmental Association

(D) International Finance Corporation

7. Who is known as the ‘Father of Economics’?

(A) Adam Smith

(B) Chanakya

(C) Machiavelli

(D) None of these


8. Which was the first Indian Bank to introduce credit card?

(A) State Bank of India

(B) Central Bank of India

(C) Union Bank of India

(D) ICICI

9. What does devaluation of a currency mean?

(A) decrease in the internal value of money

(B) decrease in the external value of money

(C) decrease both in the external and internal values of money

(D) none of these

10.Which of the following is known as plastic money?

(A) bearer cheques

(B) credit cards

(C) demand drafts

(D) gift cheques

11. Which of the following statements best describes the concept of involvement in the context of buyer behaviour?

(A) The length of time involved in the buying process

(B) The potential impact of a product on an individual's self-identity

(C) The number of people involved in the decision-making unit

(D) The complexity of an order

12. Buying decisions generally follow a pattern of overlapping stages. Which of the following best describes the typical stages of the buying process?

(A) Need recognition > Information search > Evaluation > Decision > Post purchase evaluation

(B) Need recognition > Evaluation > Information search > Decision > Post purchase evaluation

(C) Information search > Need recognition > Evaluation > Decision > Post purchase evaluation

(D) Need recognition > Information search > Decision > Evaluation > Post purchase evaluation

13. Needs differ from wants because:

(A) Wants are a socialized manifestation of underlying needs

(B) Needs are a socialized manifest Needs are historical; wants are about the futuretation of underlying wants

(C) Needs are historical; wants are about the future

(D) Needs and wants are exactly the same

14. Which of the following levels of Maslow's Hierarchy of Needs is most likely to be associated with consumers' purchase of goods which appeal to their inner sense of peace of mind (e.g. art classes)?

(A) Self-actualization

(B) Love

(C) Security

(D) Physiological

15. An individual is considering buying a new microwave cooker and is faced with the possibility of several models. Which of the following describes the widest range of microwave cookers, which the buyer considers in some form?

(A) The choice set

(B) The awareness set

(C) The total set

(D) The pre-evaluation set

16. A company uses The Coors to endorse its range of snack foods. This endorsement is likely to be particularly effective if the Coors are seen by Large numbers of the company's target market as:

(A) A primary reference group.

(B) A tertiary reference group.

(C) A secondary reference group.

(D) A non-reference group.

17. Which of the following consumer responses is LEAST likely to overcome cognitive dissonance experienced by a consumer who is dissatisfied with their purchase?

(A) Rationalizing to ourselves that a product is actually quite good

(B) Seeing the product in a different light so that we emphasize the bad aspects of a product

(C) Seeing the product in a different light so that we emphasize the good aspects of a product

(D) Complaining and returning goods to the supplier

18.Which of the following labels is NOT associated with a role in a buying Decision Making Unit?

(A) Supplier

(B) Gatekeeper

(C) Decision maker

(D) User

19. A secretary who answers calls for a company buyer may be taking on which role within the company's decision-making unit?

(A) User

(B) Influencer

(C) Gatekeeper

(D) Buyer

20. Which of the following is NOT an element of a Marketing Information System?

(A) Marketing research

(B) Decision support system

(C) Production monitoring system

(D) None of these


FINANCIAL AWARENESS



(A) 1975

(B) 1947

(C) 1956

(D) 1960

2. Who was the Chairman of the Sixth Central Pay Commission?

(A) Justice B. N. Srikrishna

(B) Prof. Ravindra Dholakia

(C) J. S. Mathur

(D) Sushma Nath

3. The 11th Five Year Plan is termed as plan for.

(A) India’s Health

(B) Eradication of poverty from India

(C) India’s Education

(D) Development of Rural India

4. Which of the following correctly describes what sub-prime lending is?

(1) Lending to the people with less than ideal credit status.

(2) Lending to the people who are high value customers of the banks.

(3) Lending to those who are not a regular customer

(A) Only 1

(B) Only 2

(C) Only 3

(D) All

5. The actual return of an investor is reduced sometimes as the prices of the commodities go up all of a sudden. In financial sector this type of phenomenon is known as:

(A) Probability risk

(B) Market risk

(C) Inflation risk

(D) Credit risk

6. Which of the following is the limitation of the ATMs owing to which people are required to visit branches of the bank?

(1) It does not accept deposits.

(2) It has a limited cash disbursement capacity.

(3) Lack of human interface.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) All

7. The World Development Report 2009 is released by which of the following Organisations?

(A) UNESCO

(B) ADB

(C) IMF

(D) World Bank

8. Which of the following statements is/are TRUE about the Lehman Brothers Holdings Inc. which was in news sometimes back?

(1) The US government provided a US$ 7000 million bailout package to the company.

(2) The company filed for bankruptcy in a court in New York.

(3) The company is now out of financial crisis and is busy in its restructuring so that it can start afresh.

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) All

9. The Reserve Bank of India has recently issued guidelines to banks on Pillar 2 of Basel II framework. Pillar 2 deals with which of the following?

(1) Better human resource management

(2) Adequate capital to support risks

(3) Better profitability with minimum number of employees

(A) Only (1)

(B) Only (2)

(C) Only (3)

(D) None of these

10.The World Investment Report 2008 was released in September 20This report is published every year by:

(A) Government of India

(B) World Trade Organisation (WTO)

(C) Asian Development Bank (ADB)

(D) United Nations Conference on Trade and Development (UNCTAD)

11. As we all know some new initiatives were introduced in the area of Fiscal Management by the government of India. Which of the following acts was passed a few years back to keep a check on the fiscal indiscipline on macroeconomic parameters?

(A) FERA

(B) FRBMA

(C) FEMA

(D) Public Debt Act

12. Which of the following has the sole right of issuing paper notes in India?

(A) Union Government

(B) Reserve Bank of India

(C) Ministry of Finance

(D) Supreme Court

13. Decision taken at Bretton Woods Conference led to the formation of

(A) IDA

(B) IMF

(C) ADB

(D) IFC

14. Which of the following is known as plastic money?

(A) bearer cheques

(B) credit cards

(C) demand drafts

(D) gift cheques

15. Euro is the currency of European Union. When did it come into being?

(A) 1999

(B) 1995

(C) 2000

(D) 2001

16. Which is the largest commercial bank in India?

(A) Reserve Bank of India

(B) State Bank of India

(C) ICICI Bank

(D) Bank of India

17. The Bank of Calcutta, Bank of Bombay and Bank of Madras were merged in 1921 to form

(A) Reserve Bank of India

(B) Imperial Bank of India

(C) Bank of India

(D) Union Bank of India

18.In India, income tax is levied by

(A) Union Government

(B) State Governments

(C) Ministry of Finance

(D) RBI

19. The Reserve Bank of India was nationalized in?

(A) 1947

(B) 1948

(C) 1950

(D) 1956

20. What is a Bank which has capital and reserves of over Rs. 5 lakhs called?

(A) National Bank

(B) Cooperative Bank

(C) Scheduled Bank

(D) Unscheduled Bank